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Credit Card

Image by Jennifer Kalenberg

For Credit Card applications, required documentation generally varies by applicant type (individual vs. corporate), credit type, and financial institution. Here's a detailed breakdown of the standard documents required:

 

1. Identity Verification

  • Government-Issued Photo ID: Passport, Driver’s License, National ID Card, or Social Security Card.

  • Additional ID (if required): Some banks may require two forms of ID for enhanced verification.

 

2. Proof of Address

  • Utility Bills: Recent utility bills (water, electricity, gas) that display your name and address, usually within the past 3 months.

  • Bank Statements or Credit Card Statements: Recent bank or credit card statements with your name and residential address.

  • Lease Agreement or Property Tax Receipt: For renters or homeowners, these can serve as additional address verification.

 

3. Proof of Income

  • Salary Slips: Last 2-3 months of salary slips or pay stubs to verify income level.

  • Bank Account Statements: Recent bank statements showing consistent deposits, often covering the past 3-6 months.

  • Income Tax Returns (ITR): Tax documents for the previous year or two to demonstrate annual income.

  • Employment Letter: For employed applicants, an employment verification letter may be required to confirm current employment.

 

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