1. Application for Health Insurance

• Proof of Identity: National ID, driver’s license, passport, or any government-issued ID.

• Proof of Address: Utility bill, rental agreement, or government-issued ID with address (as per insurer requirements).

• Age Proof: Birth certificate, passport, school certificates, or Aadhaar card (varies by country).

• Photographs: Passport-sized photographs of the applicant and any dependents to be included.

• Employment Details: Employment verification letter, pay stubs, or any company-provided documents (if employer-sponsored).

2. Medical History and Health Details

• Medical Reports: Recent medical reports, particularly for those over a certain age or with pre-existing conditions.

• Family Medical History: Some policies require an outline of family history for genetic conditions.

• Declaration of Pre-existing Conditions: Disclosure of any known health conditions for accurate underwriting and risk assessment.

3. Income Verification (if applicable)

• Salary Slips: Past 2-3 months' pay stubs or employment verification.

• Tax Returns: Previous year’s tax filing documents (useful for calculating premium subsidies or eligibility for certain plans).

• Bank Statements: Can be required to prove affordability or eligibility for certain low-cost plans.

4. Employer-Sponsored Health Insurance

• Employee ID: Company-provided identification.

• Employer-provided Documents: Health insurance enrollment.