For a Gold Loan, the document list typically includes:

 

1. Loan Application Form:

• Duly filled application form provided by the lender.

 

2. Identity Proof:

• PAN card, Aadhaar card, passport, voter ID, or driver's license.

 

3. Address Proof:

• Recent utility bill, passport, Aadhaar card, rent agreement, or voter ID card.

 

4. KYC Documents:

• Documents required for Know Your Customer (KYC) verification.

 

5. Income Proof (if applicable):

• Salary slips for the last 3 months (for salaried individuals) or

• Income tax returns (ITRs) for the last 2-3 years (for self-employed individuals).

 

6. Gold Jewelry/Items:

• The gold jewelry or items to be pledged as collateral (may need to be assessed by the lender).

 

7. Photographs:

• Passport-sized photographs (typically 2-3 copies).

 

8. Bank Account Details:

• Details of the bank account where the loan amount will be disbursed.