For a Loan Against Property (LAP), the document list typically includes:

 

1. Loan Application Form:

• Duly filled application form provided by the lender.

 

2. Identity Proof:

• PAN card, Aadhaar card, passport, voter ID, or driver's license.

 

3. Address Proof:

• Recent utility bill, passport, Aadhaar card, rent agreement, or voter ID card.

 

4. KYC Documents:

• Documents required for Know Your Customer (KYC) verification.

 

5. Income Proof:

• Salary slips for the last 3 months (for salaried individuals) or

• Income tax returns (ITRs) for the last 2-3 years (for self-employed individuals).

• Bank statements for the last 6 months.

 

6. Property Documents:

• Title deed of the property.

• Sale deed or conveyance deed.

• Occupancy certificate (if applicable).

• Approved building plan and layout.

• Property tax receipts.

• No Objection Certificate (NOC) from the housing society (if applicable).

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