For a Student Loan (Education Loan), the typical document list includes:

 

1. Loan Application Form:

• Duly filled and signed education loan application form.

 

2. Identity Proof (for both student and co-applicant):

• Passport, Aadhaar card, voter ID, or driver's license.

 

3. Address Proof (for both student and co-applicant):

• Recent utility bill, passport, Aadhaar card, voter ID, or any government-issued address proof.

 

4. Academic Documents:

• Mark sheets and certificates of previous qualifying exams (10th, 12th, and graduation if applicable).

• Admission letter or offer letter from the educational institution confirming admission.

• Fee structure provided by the institution.

 

5. Income Proof (for co-applicant, typically a parent or guardian):

• For salaried individuals: Latest salary slips (past 3 months) and Form 16.

• For self-employed individuals: Recent income tax returns (ITR), audited financial statements, and business proof (like GST registration).

 

6. Bank Statements (for co-applicant):

• Bank account statements for the last 6 months.

 

7. PAN Card (for both student and co-applicant):

• Copy of the Permanent Account Number (PAN) card.

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