For a Business Loan, the typical document list includes:

 

1. Loan Application Form:

• Duly filled and signed business loan application form.

 

2. Identity Proof (for the business owner or partners/directors):

• Passport, Aadhaar card, voter ID, driver's license, or PAN card.

 

3. Address Proof (for the business and owner/partners):

• Recent utility bill, rent agreement, property tax receipt, or lease agreement.

 

4. Business Proof:

• Registration certificate of the business or firm (such as partnership deed, incorporation certificate, or trade license).

• GST registration certificate.

• Udyog Aadhaar (for MSMEs) if applicable.

 

5. Financial Documents:

• For the last 2-3 years:

  • Audited balance sheet.

  • Profit and loss statement.

  • Income tax returns (ITRs) of the business.

• Bank account statements for the business (usually for the past 6 to 12 months).

 

6. PAN Card (for the business and business owner):

• Copy of the Permanent Account Number (PAN) card of both the business and the business owner(s).

 

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