For a Construction Loan, the document list typically includes:

 

1. Loan Application Form:

• Completed application form provided by the lender.

 

2. Identity Proof:

• Government-issued ID such as PAN card, Aadhaar card, voter ID, or passport.

 

3. Address Proof:

• Recent utility bill, bank statement, or rent agreement.

 

4. KYC Documents:

• Documents required for Know Your Customer (KYC) verification.

 

5. Income Proof:

• Proof of income such as salary slips, bank statements, or tax returns.

 

6. Property Documents:

• Title deed or property ownership documents.

• Encumbrance certificate.

 

7. Building Plans and Approvals:

• Approved building plans from the local authority.

• Construction permits and approvals.

 

8. Cost Estimates:

• Detailed breakdown of construction costs from a qualified contractor or architect.

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