For a Home Loan (Mortgage Loan), the document list typically includes:

 

1. Loan Application Form:

• Filled and signed home loan application form.

 

2. Identity Proof:

• Government-issued photo ID, such as a passport, Aadhaar card, voter ID, or driver's license.

 

3. Address Proof:

• Recent utility bill, passport, voter ID, or any other document verifying your residential address.

 

4. Income Proof:

• For salaried individuals: Latest salary slips (usually for the past 3 to 6 months) and Form 16.

• For self-employed individuals: Recent income tax returns (ITR) and audited financial statements for the last 3 years.

 

5. Bank Statements:

• Bank account statements for the last 6 months to verify income flow and financial stability.

 

6. PAN Card:

• Copy of the Permanent Account Number (PAN) card.

 

7. Employment Proof:

• For salaried individuals: Offer letter, employee ID, or a letter from the employer verifying your position.

• For self-employed individuals: Proof of business existence, like GST registration, business registration certificate, or partnership deed.

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