For a Personal Loan, the document list typically includes:

 

1. Loan Application Form:

• Filled and signed personal loan application form.

 

2. Identity Proof:

• Government-issued photo ID, such as a passport, Aadhaar card, voter ID, or driver's license.

 

3. Address Proof:

• Recent utility bill, rental agreement, passport, or any other proof of residential address.

 

4. Income Proof:

• For salaried individuals: Latest salary slips (usually for the past 3 to 6 months) and Form 16.

• For self-employed individuals: Recent income tax returns (ITR) and audited financial statements.

 

5. Bank Statements:

• Bank account statements for the last 3 to 6 months to verify income and financial health.

 

6. PAN Card:

• Copy of the Permanent Account Number (PAN) card.

 

7. Employment Proof:

• For salaried individuals: Employment offer letter, employee ID card, or letter from the employer.

• For self-employed individuals: Proof of business ownership, like GST registration, business registration certificate, or partnership deed.

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